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Can a child invest money in a college account?

Your child will legally be able to use the money in the account – for college or anything else – when they turn 18. There's no limit on what you can invest, and of course, the money doesn't have to go toward college.

What are the different types of education savings accounts?

Learn more here. There are several different types of education savings accounts that can be used to save for your child's future education expenses. The two main education savings account vehicles are Coverdell Education Savings Account and a 529 College Savings Plan.

Is a college fund for kids a good idea?

As a college fund for kids, it's not really the best option – especially if you still have years in which you could be saving money for future education costs. But if you haven't saved enough and are looking for a way to pay for tuition, not to mention room and board, it may work out.

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